By Lynn O'Rourke Hayes
According to advocacy group Project: Time Off, more than half of American workers leave unused vacation days on their company’s boardroom table. Meanwhile, the research shows that by planning ahead, more families will actually take much-needed vacations and thus reap a multitude of personal and professional benefits.
Here are five ideas to consider:
By Barbara Pronin
While your credit score affects everything from your ability to buy a car or a home to how much interest you will pay on the loan, many people don’t know how these scores are calculated or what impacts them positively or negatively.
By Dana Dratch
If you can afford it, it might be simple to pay off your mortgage earlier. But should you? That’s a complicated question.
Homeowners with low mortgage rates may be better off putting extra money in a Roth IRA or 401(k), both of which might offer a higher return than paying off the mortgage.
By Kay Bell
You’ve found the perfect house. Interest rates are still low. There’s just one thing standing between you and your dream home: a down payment.
Don’t abandon your homeownership dreams just yet. Here are nine ways to come up with the cash for your new home.
Pay Off Your Credit Cards
By Cheryl Knight
Buying a house is a life-changing process that requires lots of upfront financial planning.
When looking for a home, keep certain factors in mind, including your financial situation, types of available loans, your credit score, the price of the house and your down payment so you can navigate the process smoothly.
Your Financial Situation
Your house is likely to be the biggest investment you make in your entire life. Whether you're planning to sell it or you're there for the long haul, it is important to take care of your investment. As any real estate agent will tell you, the first thing people notice about your home is the exterior. You need strong curb appeal to make a good first impression.
If you’re heading out of town soon, you’re likely packing and preparing. But have you given thought to the home you’re leaving behind?
Webber offers the following tips to prepare the home before leaving for vacation:
Planning a vacation? With a few smart tweaks to your travel planning, you can save big money, according to travel resource Hotwire. Below are several Hotwire suggestions for getting more value out of your vacation.
When planning your trip, keep an open mind and focus on the type of vacation you want (beach, city, etc.), then search a variety of related locales to find the best deals.
Summer is here! Make sure you and your home stay cool all summer long:
Tip 1: Check your system in advance.
About a month before the weather heats up, turn on your air conditioning and let it run for 30 minutes to see if it is working properly.
Tip 2: Keep the area around your unit clean.
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